Why Buy A Home In or Around Indianapolis?
Carpenter Realtors® wants you to have a clear understanding why it makes sense to buy your own home, the steps involved in selecting your new home, completing the Purchase Agreement, qualifying for a loan and closing the transaction. The more knowledgeable you are about the home buying process, the more comfortable you will be with the entire transaction. And the more satisfied you’ll be.
As one of the largest real estate firms in central Indiana, we know the market, we have over 600 realtors. What that means to you is that we have more people who are the experienced, knowledgeable agents for the neighborhood you’ve chosen to live in. They’re the experts and we’re the company giving them the support you expect from Indiana’s largest.
Why do people buy homes?
It’s everyone’s “American Dream,” of course.
Only in America do we have as great an opportunity as owning our own home. As you mature, buying a home – home ownership – is one of the biggest steps you can take. Owning a home gives you a sense of security – a feeling that you belong and are an important part of your community. It’s also the best way to build for the future, giving you a greater social and economic status. And you can pretty much make all the noise you want.
It’s your tax-sheltered shelter
As the last significant Federal Income Tax deduction, owning a home offers impressive benefits. Plus, long-term Capital Gains on the sale of your home is “Tax Free” up to $500,000.
Home ownership is an excellent investment opportunity!
Between 1995 and 2006, the median single family home values in the USA jumped nearly 40%. They’ve not rebounded since the great recession. Buying a home creates the single most viable long-term investment for most American families. Even if you think conservatively, you can be fairly confident in gaining up to 4% value per year.
Better yet, Indianapolis has typically been sheltered from the ups and downs of a qwildly fluctuating housing market. No, we don’t see the big spikes in home values but we also don’t suffer the painful downside. Slow and steady wins the race, we say.